Dear Brad, Patrick and Team,

Happy New Year to all of you and your respected families.　

I wanted to reach out to you all to say thank you for all you have done to help us close on a better and more affordable rate.　 We all know that this was not easy and required a lot of extra phone calls and emails to people who I had never thought I would be emailing.　 The end result with everyone's hard effort was great.　 I knew the process was hard but never knew it was almost impossible.　

I would like to say a special thank you to Brad and Patrick for the professionalism and the service that they offered　through Eagle bank.　 It is hard to come across such people.　 It's amazing how each email was answered back immediately or in a timely fashion and how 'on top of the game' you both were.　 I know without your persistence this would not have been possible.　 Thank you again!

As I have been, I will definitely highly recommend you to anyone who is looking for a mortgage (preferably not a condo owner).　

Nilay

I have been using brad for all my Mortgage needs for home purchases and re-financing since he started in the 90's. I have referred Brad to many of my friends and co-workers and they all love him. I would not hesitate to give my personal recommendation. Brad is very professional and very knowledgeable and I know if you call him you will not be disappointed.

Charles