Thank you and Patrick for your exceptional service in getting our loans to close in such a timely manner. As I told you before, I tried for almost three months to get something done with PNC, the company that actually had our original loans, and they did nothing for us. With the subordination in place, I would have never believed you would have closed this in time due Bank of America slowing things down. I am happy that Don and Jan Wilt recommended us to you. Dave will be passing your name on to people he works with. Please feel free to use us as a reference if ever needed. I will email Patrick tomorrow as well. You have a wonderful assistant in him as well. I have never completed a loan without seeing the person, but with the technology today, I feel like I had access to you the entire process. Thanks again for a job well done. Rick, with Capitol Settlement Company was efficient, professional　and a delight to be around.